A sealed family hand-off
Every account and how to get into it, the numbers every form asks for, where the papers are, who to call. SuddenGone seals it in your browser so nobody else can read it, us included. Your people receive it after a confirmed passing and a waiting period you can cancel.
Why this exists
After a death, a family has to find every account, every policy and every paper, usually with no list to start from. It can take months, and some of it is never found. The fix is not complicated. It is one complete list, sign-ins and numbers included, kept sealed until it reaches the right person.
More than half of American adults have no will and no estate documents at all. Their families start from a blank page.
States hold billions of dollars in unclaimed property, much of it from accounts and policies a family never knew existed.
The phone has a passcode and the email has a password. Nearly every other account resets through those two, so a family without them is stuck before it starts.
The numbers
Only about 1 in 3 US adults has a will, and billions in money and policies sit unclaimed every year because nobody knew they existed. Sudden deaths leave no time to write a list. SuddenGone keeps that list sealed until the people you choose need it.
Someone in the US dies from an unintentional injury, such as a fall or a crash, about every 3 minutes. From 197,449 deaths in 2024 (CDC).
All the numbers and their sources
One quiet evening is enough to start. It is free, a guide shows you what applies to your life, and everything is sealed in your browser before it is stored.
A guide, not a blank form
Nobody knows what they have forgotten. So SuddenGone starts by asking what is true of you, then builds your own list, chapter by chapter. Each step opens right there: you fill it in, it is sealed, and it ticks itself off.
What goes in the envelope
Write the real thing: the sign-in name and the password, the full number, the code. Sensitive fields stay hidden on screen until you ask to see them, and a coach points out the gaps that cost families the most time.
What you own, what you owe and what gets paid every month.
Accounts and money
Each account, the sign-in, and who to call.
Bills and subscriptions
What is on autopay, and whether to cancel it.
Insurance
Policies and who they pay.
Hidden and valuable things
Cash, gold, a storage unit, the hiding place. Exactly where.
Crypto
Seed phrases, wallets, and plain steps to move it.
The numbers and sign-ins that open everything else.
Identity and numbers
Social Security, passport, licence, Medicare.
Logins and passwords
Sign-in name, password and email for every account.
Devices and codes
Phone passcode, laptop, safe, alarm.
Digital life
Email, photos and social accounts, and what to do with each.
Papers, property, health, and whoever depends on you.
Documents
Your will and directives, and where the signed originals are.
Home and property
Homes and land, and where the keys and deeds are.
Vehicles
Every car, boat and trailer, and where its title is.
Business and side income
Who can run it tomorrow, and who must be told.
Health
Doctors, medicines, allergies.
Pets and people in your care
Pets and people who rely on you, and who steps in.
People to call
Your executor and the few people who can untangle things.
What you want, and what you want to say.
Wishes
What you would want, so nobody has to guess.
Letters and voice messages
Written or spoken, for one person only.
Things to delete, and who does it, before anyone else looks.
Private clean-up
What to delete first. Only the person who goes first sees it.
Bring in every login at once
Import the export from your browser or password manager. It is read on your device and sealed there.
Find anything
Search across the whole envelope, and get a nudge when an entry has not been looked at for a year.
Say it out loud
Record a voice message to go with a letter.
Keep a copy
Attach a sealed copy of any paper, and print a binder with or without the secrets.
The hard cases
If it happens tonight
A sudden death leaves a family with a locked phone and no way into your email. So nothing here depends on either. You text or email each person their card the moment you make it, and you can add a backup key: a question only they can answer.
Things only you know about
If you are the only one who knows where it is, it leaves with you. Write exactly where, how to open it and who should have it. Crypto gets its own section, because there is no bank to call.
“Garage, behind the paint shelf, grey tin. Combination 24-08-17.”
Private clean-up
No service can reach into a phone and delete things, and we will not pretend to. Instead you pick one person, often a friend, and write them a list nobody else sees. Their envelope opens first. When they say they are done, the family's envelopes open, phone passcode included.
“Photos, Albums, Hidden: delete all. Then give the phone to Maya.”
Papers you make yourself
Answer plain questions and print your own power of attorney, health care directive, will, living trust and more. A power of attorney works only while you are alive, so the guide shows which papers cover what, and reminds you that none of them counts until it is signed.
“If I cannot decide for myself, my sister Elena may pay my bills.”
And if you are alive but cannot act, after a stroke or during a long stay in hospital, one person you chose can be given only the sections they need to keep things running: the bills, your health notes, the phone. Nothing else is released. How that works
Four rules we will not break
Passwords, your Social Security number, the code to the safe: all of it is sealed on your device before it is saved. The key is split in two, half on a card you hand to your person and half with us. What we hold, we have no way to open.
A missed check-in can mean a hospital stay, a long trip, time in custody or a full inbox. It only asks your people to check on you, and any of them can tell us you are alive but out of reach. Nothing opens without a report and a death certificate.
If it happens tonight they will not have your phone, your email or your recovery code, and they do not need them. Each person opens their envelope with their own email and their own key: the card you sent them, or a question only they can answer.
Cards stop working when someone dies. If your plan lapses, check-ins pause, but the envelope still reaches your people. That promise is in our terms.
How the hand-off works
Along the way you can make your own will, power of attorney and health care directive, and leave short notes for people who simply need to be told.
Tick what is true of your life and you get your own list, most important first: the phone passcode, your main email, the accounts, the things only you know about. Bring in every saved login at once.
Each person you choose gets a card with a code on it, by text, email or on paper, the day you make it. You can add a question only they can answer as a backup. Without one of the two, nobody opens anything. Not them early, and not us at all.
Tap a button every week or month. Miss three reminders and your people get a note asking them to look in on you. Nothing else happens.
Someone you chose reports the death with a certificate. We review it, then a waiting period runs that you, or any of your people, can stop with one tap. Then it opens: first for the person you asked to tidy up, if you chose one, then for everyone else.
Sealed with two halves
Your envelope is locked with a key that is split in two. One half is printed on the card you hand to your person. The other half stays with us and is handed over only at release.
Their card
Half of the key, on paper
K7QM-2XVD-PLTA
Kept by the person you chose. Never sent to us.
Our half
Half of the key, held back
Handed over only after a confirmed passing and the waiting period.
Together, the envelope opens
In their browser. Still unreadable to us.
Who uses it
Daily or weekly check-ins mean someone hears within days if something is wrong, not weeks. And your niece will not have to guess which bank you used.
You probably handle the bills, the insurance and the logins to everything. One evening with SuddenGone means your partner is not left searching drawers.
You can pay for a parent's plan and help them fill it in over a cup of coffee. They choose who receives it. You never see what they wrote unless they name you.
Paying for someone else? Cover a parent's plan and they keep full control of who receives it.
Pricing
Every paid plan is billed monthly and you can cancel online at any time. If you stop paying, your entries stay and the hand-off still works.
Free
$0
15 entries and one person to receive them.
Start freeNo card needed.
PlusOur pick
$9/month
No limits, with check-ins, letters, voice messages and papers you can print.
Choose PlusBilled monthly. Cancel any time.
Family
$16/month
Plus for up to six people in one household.
Choose FamilyBilled monthly. Cancel any time.
For funeral homes, insurance agents and advisors
Your firm gets its own page, a lobby sign with a code, and a dashboard. Families who sign up through you get SuddenGone with your name on it, and you are the trusted party who can confirm a passing.
Start with your phone passcode, your main email and one person. The guide tells you what comes next, and you can finish the rest whenever you like.